Northlight Condos (555) 555-0105

Condos only · Downtown Toronto

Buy the building, not just the unit.

I’m Priya Anand. I work on condos and nothing else. Before you offer, we read the status certificate, the reserve fund and the rules together, so the monthly fee and the fine print hold no surprises.

Sample floor plan: one bedroom plus den A line drawing of a one-bedroom-plus-den suite of about 640 square feet: bedroom top left, kitchen beside it, a long living and dining room on the right opening onto a balcony, a bathroom and entry at the bottom left, and the den highlighted in blue beside the entry. BEDROOM10′4″ × 11′0″ KITCHEN LIVING / DINING18′6″ × 11′0″ BATH DEN7′2″ × 7′8″ ENTRY BALCONY
Plan 04 · 1 bed + den · approx. 640 sq ftSample
WhoFirst-time buyers, downsizers and small investors
WhereDowntown Toronto, from Liberty Village to the St. Lawrence Market
What I don’t doFreehold houses and commercial leases. I refer those.

Three kinds of condo buyer, three different worries.

Most people I work with fit one of these. The questions are different for each, so the first call is too.

First-time buyers

You’re comparing rent with a mortgage plus a maintenance fee. We work out what the fee really covers, what closing costs to set aside, and which first-time programmes you can look into.

First-time buyer guide

Downsizers

You’re leaving a house with a garage and a basement full of things. We find a suite with real storage, check the rules on pets and renovations, and time it with the house sale.

Selling and moving over

Small investors

You want one or two units that rent steadily. We look at leasing rules, short-term rental limits, the fee per square foot and the reserve fund before the rent numbers.

Sample building profiles

What we read before you offer.

A condo is a share in a corporation as much as a home. These are the papers I go through with every buyer, in plain words. Your lawyer reviews them too.

The status certificate package usually holds most of these. Board minutes depend on the building.
DocumentWhat it tells youWhat we look for
Status certificateThe unit’s fee, whether the seller is behind, and any lawsuits or known increases.Arrears, a planned fee jump, legal actions, and any special assessment already decided.
Reserve fund studyWhat the building expects to spend on big repairs over the coming decades.Whether the fund keeps pace with roof, windows, garage and elevator work.
BudgetWhere this year’s fees go: utilities, staff, insurance, cleaning, the reserve.A deficit, or an insurance line that jumped and will push fees up.
Declaration and rulesWhat you may and may not do in your own suite and the common areas.Pets, leasing, short stays, flooring, barbecues and move-in bookings.
Insurance certificateWhat the building’s policy covers and the deductible owners can be charged.A high deductible, so your own unit policy can cover it.
Downtown Toronto towers and the CN Tower at dusk under a grey sky
Downtown at dusk. Every one of those towers has its own fee history, rule book and reserve fund.

I only do condos, so I say no to some work and send it to people who do it every week.

  • Freehold housesDetached, semis and townhouses with no condo corporation go to a colleague who sells them full time. If you’re selling a house to buy a condo, we time the two together.
  • Commercial leasesShops, offices and restaurant space are a different trade with different contracts. I pass you to a commercial agent.
  • Pre-construction launchesI’ll read an assignment or an occupancy document with you, but I don’t sell launch allocations.

The first call is 30 minutes and costs nothing.

Tell me what you’re buying, selling or holding, and I’ll tell you honestly whether I’m the right person for it.

Demo website for a made-up business · built on SiteDropped