/* Tallgrass Mortgage Team: white + pale sky, cobalt and navy ink, marigold for small highlights.
   Motif: rounded key tags (labels with a ring hole) and ringed step dots. */
:root{
  --white:#fff;--sky:#EAF2FC;--sky-2:#D7E5F8;--cobalt:#1F4FD8;--cobalt-dk:#163CAE;
  --ink:#13203B;--ink-soft:#3B4763;--on-ink:#CAD4E8;--line:#C9D8EE;--gold:#F4A300;
  --head:"Manrope",system-ui,-apple-system,"Segoe UI",sans-serif;
  --body:"Source Sans 3",system-ui,-apple-system,"Segoe UI",sans-serif;
  --wrap:1180px;--gut:clamp(16px,4vw,40px);--r:18px;--sec:clamp(56px,8vw,112px);
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--white);color:var(--ink);font:400 1.0625rem/1.6 var(--body)}
img{display:block;max-width:100%;height:auto}
a{color:var(--cobalt);text-underline-offset:3px}
a:hover{color:var(--cobalt-dk)}
:focus-visible{outline:3px solid var(--cobalt);outline-offset:3px;border-radius:6px}
.band-ink :focus-visible,.site-foot :focus-visible,.cta-band :focus-visible{outline-color:var(--gold)}
h1,h2,h3{font-family:var(--head);color:var(--ink);line-height:1.12;letter-spacing:-.02em;margin:0 0 .5em}
h1{font-weight:800;font-size:clamp(2.15rem,1.1rem + 4.4vw,4.35rem)}
h2{font-weight:800;font-size:clamp(1.7rem,1.15rem + 2vw,2.65rem)}
h3{font-weight:700;font-size:1.25rem;letter-spacing:-.01em}
p{margin:0 0 1em}
.wrap{width:100%;max-width:calc(var(--wrap) + 2 * var(--gut));margin:0 auto;padding:0 var(--gut)}
.section{padding:var(--sec) 0}
.sky{background:var(--sky)}
.lede{font-size:clamp(1.12rem,1rem + .45vw,1.32rem);line-height:1.55;color:var(--ink-soft);max-width:62ch}
.muted{color:var(--ink-soft)}
.vh{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

/* Skip link + reveal (kept from the platform starter) */
.skip{position:absolute;left:-999px;top:12px;z-index:99;background:var(--ink);color:#fff;padding:12px 18px;border-radius:12px;font-weight:700}
.skip:focus{left:12px;color:#fff}
.reveal-pending{transform:translateY(14px)}.reveal-in{opacity:1;transform:none;transition:opacity .5s,transform .5s}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}}

/* Key tag: a rounded label with a ring hole */
.keytag{display:inline-flex;align-items:center;gap:8px;padding:7px 14px 7px 9px;border-radius:999px 10px 10px 999px;background:var(--sky);color:var(--cobalt);font:800 .78rem/1.1 var(--head);letter-spacing:.07em;text-transform:uppercase}
.keytag::before{content:"";flex:none;width:11px;height:11px;border-radius:50%;background:#fff;box-shadow:inset 0 0 0 2.5px currentColor}
.keytag.gold{background:var(--gold);color:var(--ink)}
.keytag.on-sky{background:#fff}

/* Buttons: a pair stays side by side on phones */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:52px;padding:12px 24px;border-radius:999px;border:2px solid var(--cobalt);background:var(--cobalt);color:#fff;font:700 1rem/1.2 var(--head);text-align:center;text-decoration:none;cursor:pointer}
.btn:hover{background:var(--cobalt-dk);border-color:var(--cobalt-dk);color:#fff}
.btn.ghost{background:transparent;color:var(--cobalt)}
.btn.ghost:hover{background:var(--sky);color:var(--cobalt-dk)}
.btn.light{background:#fff;border-color:#fff;color:var(--ink)}
.btn.light:hover{background:var(--sky);border-color:var(--sky);color:var(--ink)}
.btn.line-light{background:transparent;border-color:rgba(255,255,255,.7);color:#fff}
.btn.line-light:hover{background:rgba(255,255,255,.12);color:#fff}
.btn-pair{display:flex;gap:12px;max-width:470px}
.btn-pair .btn{flex:1 1 0;min-width:0;padding-left:14px;padding-right:14px}

/* Header */
.site-head{position:relative;z-index:20;background:#fff;border-bottom:1px solid var(--line)}
.head-row{display:flex;align-items:center;gap:18px;min-height:78px}
.brand{display:inline-flex;align-items:center;gap:10px;min-height:44px;min-width:0;color:var(--ink);text-decoration:none;font:800 1.08rem/1.15 var(--head);letter-spacing:-.01em}
.brand:hover{color:var(--ink)}
.brand img{flex:none;width:38px;height:38px}
.nav-main{margin-left:auto}
.nav-main ul{display:flex;gap:2px;list-style:none;margin:0;padding:0}
.nav-main a{display:flex;align-items:center;min-height:44px;padding:0 12px;border-radius:999px;color:var(--ink);font-weight:600;text-decoration:none;white-space:nowrap}
.nav-main a:hover{background:var(--sky);color:var(--ink)}
.nav-main a[aria-current="page"]{background:var(--sky);color:var(--cobalt)}
.head-tel{display:flex;align-items:center;min-height:44px;padding:0 4px;color:var(--ink);font:800 1rem var(--head);text-decoration:none;white-space:nowrap}
.lang{position:relative}
.lang summary,.mnav summary{display:flex;align-items:center;gap:8px;min-height:44px;min-width:44px;padding:0 14px;border:1.5px solid var(--line);border-radius:999px;font-weight:600;cursor:pointer;list-style:none;background:#fff}
.lang summary::-webkit-details-marker,.mnav summary::-webkit-details-marker{display:none}
.lang summary:hover,.mnav summary:hover{border-color:var(--cobalt)}
.lang svg{width:20px;height:20px;fill:none;stroke:currentColor;stroke-width:1.4}
.lang-panel{position:absolute;right:0;top:calc(100% + 8px);min-width:210px;padding:12px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 14px 34px rgba(19,32,59,.14)}
.mnav{display:none}
.bars{position:relative;display:inline-block;width:18px;height:2px;background:currentColor;border-radius:2px}
.bars::before,.bars::after{content:"";position:absolute;left:0;width:18px;height:2px;background:currentColor;border-radius:2px}
.bars::before{top:-6px}.bars::after{top:6px}
.mnav-panel{position:absolute;left:0;right:0;top:100%;padding:6px var(--gut) 22px;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 18px 30px rgba(19,32,59,.12)}
.mnav-panel ul{list-style:none;margin:0;padding:0}
.mnav-panel a{display:flex;align-items:center;min-height:50px;border-bottom:1px solid var(--line);color:var(--ink);font:700 1.05rem var(--head);text-decoration:none}
.mnav-panel a[aria-current="page"]{color:var(--cobalt)}
.mnav-panel .m-tel{border-bottom:0;color:var(--cobalt)}
@media (max-width:1280px){
  .nav-main,.head-tel{display:none}
  .mnav{display:block}
  .lang{margin-left:auto}
}
@media (max-width:560px){
  .head-row{gap:10px;min-height:70px}
  .lang-text{display:none}
  .lang summary{padding:0 11px}
  .brand{font-size:1rem}
}

/* Home hero: full-width title, then a full-bleed street strip */
.hero{padding-top:clamp(40px,6vw,84px)}
.hero h1{margin:20px 0 28px}
.hero-foot{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(0,1fr);gap:28px 64px;align-items:start;padding-bottom:clamp(36px,5vw,60px)}
.hero-foot .lede{margin-bottom:26px}
.hero-facts{list-style:none;margin:0;padding:0;border-top:2px solid var(--ink)}
.hero-facts li{display:flex;gap:14px;align-items:baseline;padding:14px 0;border-bottom:1px solid var(--line);font-weight:600}
.hero-facts li::before{content:"";flex:none;width:10px;height:10px;border-radius:50%;background:var(--gold);transform:translateY(-1px)}
.strip{margin:0;position:relative}
.strip img{width:100%;height:clamp(220px,32vw,470px);object-fit:cover;object-position:center 60%}
.strip::after{content:"";position:absolute;left:0;right:0;bottom:0;height:8px;background:linear-gradient(90deg,var(--cobalt) 0 72%,var(--gold) 72% 100%)}
@media (max-width:820px){.hero-foot{grid-template-columns:minmax(0,1fr)}}

/* Section heads */
.sec-head{display:flex;flex-wrap:wrap;align-items:end;justify-content:space-between;gap:12px 40px;margin-bottom:40px}
.sec-head h2{margin:0;flex:1 1 380px}
.sec-head p{flex:1 1 320px;max-width:54ch;margin:0;color:var(--ink-soft)}

/* Cards: the three paths on home, checklists on inner pages */
.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;list-style:none;margin:0;padding:0}
.card{display:flex;flex-direction:column;min-width:0;background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.card > img{width:100%;aspect-ratio:4/3;object-fit:cover}
.card-body{display:flex;flex-direction:column;align-items:flex-start;gap:12px;flex:1;padding:24px}
.card h3{margin:0}
.card p{margin:0;color:var(--ink-soft)}
.card ul{list-style:none;margin:2px 0 0;padding:0;display:grid;gap:8px}
.card ul li{position:relative;padding-left:22px}
.card ul li::before{content:"";position:absolute;left:2px;top:.6em;width:9px;height:9px;border-radius:50%;border:2px solid var(--cobalt)}
.more{display:inline-flex;align-items:center;gap:8px;min-height:44px;margin-top:auto;font:700 1rem var(--head);text-decoration:none}
.more::after{content:"\2192";transition:transform .2s}
.more:hover::after{transform:translateX(4px)}
.check .card-body{gap:10px}
.check .cost{margin-top:auto;padding-top:10px;font:800 1.02rem var(--head);color:var(--ink)}
@media (max-width:900px){.cards{grid-template-columns:repeat(2,minmax(0,1fr))}.cards.three{grid-template-columns:minmax(0,1fr)}.cards.three .card > img{aspect-ratio:16/9}}
@media (max-width:620px){.cards{grid-template-columns:minmax(0,1fr)}}

/* Home: horizontal four-step timeline, numbered dots joined by a line; vertical on phones */
.timeline{position:relative;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:32px;list-style:none;margin:0;padding:0}
.timeline::before{content:"";position:absolute;top:27px;left:28px;right:calc((100% - 96px) / 4 - 28px);height:3px;background:var(--sky-2);border-radius:3px}
.timeline li{position:relative;min-width:0}
.dot{position:relative;z-index:1;display:grid;place-items:center;width:56px;height:56px;border-radius:50%;background:var(--cobalt);color:#fff;font:800 1.3rem var(--head);box-shadow:0 0 0 7px #fff}
.dot::before{content:"";position:absolute;top:-10px;left:50%;width:15px;height:15px;margin-left:-7.5px;border-radius:50%;border:3px solid var(--gold);background:#fff}
.timeline h3{margin:22px 0 8px}
.timeline p{margin:0;color:var(--ink-soft)}
@media (max-width:820px){
  .timeline{grid-template-columns:minmax(0,1fr);gap:30px}
  .timeline::before{top:28px;bottom:28px;left:27px;right:auto;width:3px;height:auto}
  .timeline li{display:grid;grid-template-columns:56px minmax(0,1fr);gap:0 18px}
  .timeline h3{margin:6px 0 6px}
  .timeline .dot{grid-row:span 2}
}

/* Navy band: who we compare / where we hand you on */
.band-ink{background:var(--ink);color:var(--on-ink)}
.band-ink h2,.band-ink h3{color:#fff}
.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:48px 72px}
.lenders{margin:28px 0 0}
.lenders div{padding:18px 0;border-top:1px solid rgba(255,255,255,.18)}
.lenders dt{font:800 1.15rem var(--head);color:#fff;margin-bottom:4px}
.lenders dd{margin:0}
.handoff{list-style:none;margin:28px 0 0;padding:0;display:grid;gap:14px}
.handoff li{display:grid;grid-template-columns:auto minmax(0,1fr);gap:14px;padding:18px 20px;border-radius:14px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14)}
.handoff li::before{content:"\2192";color:var(--gold);font:800 1.2rem/1.3 var(--head)}
.handoff strong{color:#fff}
@media (max-width:820px){.split{grid-template-columns:minmax(0,1fr)}}

/* Home: team strip of monograms + call box */
.team-strip{display:grid;grid-template-columns:minmax(0,1.55fr) minmax(0,1fr);gap:40px 56px;align-items:center}
.monos{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px;list-style:none;margin:28px 0 20px;padding:0}
.monos li{min-width:0}
.mono{display:grid;place-items:center;width:84px;height:84px;margin-bottom:14px;border-radius:50%;background:#fff;border:3px solid var(--cobalt);color:var(--cobalt);font:800 2rem var(--head)}
.mono.alt{border-color:var(--gold);color:var(--ink)}
.monos strong{display:block;font:800 1.1rem var(--head)}
.monos span{color:var(--ink-soft);font-size:.98rem}
.call-box{padding:30px;background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:0 18px 40px rgba(19,32,59,.08)}
.call-box h3{font-size:1.5rem;margin:16px 0 10px}
@media (max-width:900px){.team-strip{grid-template-columns:minmax(0,1fr)}}
@media (max-width:560px){.monos{grid-template-columns:repeat(2,minmax(0,1fr))}.mono{width:72px;height:72px;font-size:1.7rem}}

/* Inner page hero */
.page-hero{padding:clamp(40px,6vw,84px) 0 clamp(40px,5vw,64px);background:var(--sky);border-bottom:1px solid var(--line)}
.page-hero h1{font-size:clamp(2.05rem,1.15rem + 3.4vw,3.6rem);margin:18px 0 18px}
.page-hero .lede{margin:0}

/* Photo + text split (first home steps, refinancing, office) */
.media-split{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:40px 64px;align-items:start}
.media-split.flip{grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr)}
.media-split.flip figure{order:2}
.media-split figure{margin:0;position:sticky;top:24px}
.media-split figure img{width:100%;aspect-ratio:4/5;object-fit:cover;border-radius:var(--r);box-shadow:16px 16px 0 var(--sky)}
.media-split.flip figure img{aspect-ratio:1/1;box-shadow:-16px 16px 0 var(--sky-2)}
@media (max-width:860px){
  .media-split,.media-split.flip{grid-template-columns:minmax(0,1fr)}
  .media-split figure{position:static}
  .media-split.flip figure{order:0}
  .media-split figure img,.media-split.flip figure img{aspect-ratio:16/10;box-shadow:none}
}

/* First home: steps with key-tag markers */
.keysteps{list-style:none;margin:28px 0 0;padding:0;display:grid;gap:4px}
.keysteps li{display:grid;grid-template-columns:auto minmax(0,1fr);gap:4px 16px;padding:18px 0;border-bottom:1px solid var(--line)}
.keysteps .keytag{grid-row:span 2;align-self:start;margin-top:2px}
.keysteps h3{margin:0}
.keysteps p{margin:0;color:var(--ink-soft)}

/* Tables live in their own scroll box */
.table-box{position:relative;overflow-x:auto;border:1px solid var(--line);border-radius:var(--r);background:#fff}
table{width:100%;border-collapse:collapse;min-width:520px}
caption{text-align:left;padding:18px 20px 6px;font:800 1.05rem var(--head)}
th,td{text-align:left;vertical-align:top;padding:14px 20px;border-top:1px solid var(--line)}
thead th{font:700 .9rem var(--head);letter-spacing:.03em;color:var(--ink-soft);background:var(--sky)}
tbody th{font-weight:700}
td.num{font:800 1.1rem var(--head);white-space:nowrap;color:var(--cobalt)}

/* First home: down payment */
.dp{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.15fr);gap:40px 64px;align-items:start}
.rules{list-style:none;margin:0 0 20px;padding:0;display:grid;gap:10px}
.rules li{display:grid;grid-template-columns:72px minmax(0,1fr);gap:14px;align-items:baseline}
.rules b{font:800 1.6rem var(--head);color:var(--cobalt)}
@media (max-width:860px){.dp{grid-template-columns:minmax(0,1fr)}}

/* "In plain words" definition panels */
.define{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,1fr);gap:32px 64px;align-items:start}
.define .big{font:600 clamp(1.25rem,1.05rem + .8vw,1.65rem)/1.45 var(--head);color:var(--ink);letter-spacing:-.01em}
.aside-list{list-style:none;margin:0;padding:24px;background:#fff;border-radius:var(--r);border-left:6px solid var(--gold)}
.aside-list h3{font-size:1.05rem;margin-bottom:12px}
.aside-list li + li{margin-top:10px;padding-top:10px;border-top:1px solid var(--line)}
.tiles{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin:8px 0 20px}
.tile{padding:22px;background:#fff;border-radius:var(--r);border-top:5px solid var(--cobalt)}
.tile h3{margin:0 0 6px}
.tile p{margin:0}
@media (max-width:860px){.define{grid-template-columns:minmax(0,1fr)}}
@media (max-width:560px){.tiles{grid-template-columns:minmax(0,1fr)}}

/* Renewals: when to start */
.when{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);gap:32px 64px}
.countdown{margin:0;border-top:2px solid var(--ink)}
.countdown div{display:grid;grid-template-columns:minmax(0,190px) minmax(0,1fr);gap:6px 24px;padding:20px 0;border-bottom:1px solid var(--line)}
.countdown dt{font:800 1.08rem/1.3 var(--head);color:var(--cobalt)}
.countdown dd{margin:0;color:var(--ink-soft)}
@media (max-width:860px){.when{grid-template-columns:minmax(0,1fr)}}
@media (max-width:560px){.countdown div{grid-template-columns:minmax(0,1fr)}}

/* How it works: step rows */
.rows{list-style:none;margin:0;padding:0;counter-reset:row;border-top:2px solid var(--ink)}
.rows li{display:grid;grid-template-columns:72px minmax(0,1fr) minmax(0,220px);gap:8px 28px;align-items:start;padding:24px 0;border-bottom:1px solid var(--line);counter-increment:row}
.rows li::before{content:counter(row,decimal-leading-zero);font:800 2.2rem/1 var(--head);color:var(--cobalt)}
.rows h3{margin:0 0 6px}
.rows p{margin:0;color:var(--ink-soft)}
.rows .need{justify-self:start}
@media (max-width:760px){
  .rows li{grid-template-columns:52px minmax(0,1fr)}
  .rows li::before{font-size:1.7rem}
  .rows .need{grid-column:2}
}

/* How it works: how we're paid */
.pay{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr) minmax(0,1fr);gap:32px 48px;align-items:start}
.pay h2{margin:14px 0 0}
.pay p{margin:0;font-size:1.12rem}
.pay strong{color:#fff}
@media (max-width:860px){.pay{grid-template-columns:minmax(0,1fr)}}

/* FAQ */
.faq{max-width:860px}
.faq details{border-bottom:1px solid var(--line)}
.faq details:first-of-type{border-top:2px solid var(--ink)}
.faq summary{display:flex;justify-content:space-between;align-items:center;gap:16px;min-height:60px;padding:14px 0;font:700 1.12rem/1.35 var(--head);cursor:pointer;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";flex:none;display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--sky);color:var(--cobalt);font-size:1.4rem}
.faq details[open] summary::after{content:"\2212"}
.faq details p{margin:0 0 20px;color:var(--ink-soft);max-width:68ch}

/* Team page */
.people{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px;list-style:none;margin:0;padding:0}
.person{display:grid;grid-template-columns:auto minmax(0,1fr);gap:6px 24px;padding:28px;border:1px solid var(--line);border-radius:var(--r);background:#fff}
.tag-mono{grid-row:span 3;position:relative;display:grid;place-items:center;width:92px;height:112px;padding-top:18px;border-radius:22px;background:var(--cobalt);color:#fff;font:800 2.4rem var(--head)}
.tag-mono::before{content:"";position:absolute;top:13px;left:50%;width:16px;height:16px;margin-left:-8px;border-radius:50%;background:#fff}
.tag-mono.alt{background:var(--gold);color:var(--ink)}
.person h3{margin:0;font-size:1.5rem}
.role{margin:0;font:700 .92rem var(--head);letter-spacing:.04em;text-transform:uppercase;color:var(--cobalt)}
.person p:last-child{margin:6px 0 0;color:var(--ink-soft)}
@media (max-width:820px){.people{grid-template-columns:minmax(0,1fr)}}
@media (max-width:480px){.person{grid-template-columns:minmax(0,1fr)}.tag-mono{grid-row:auto;width:72px;height:88px;font-size:1.9rem;padding-top:14px}.tag-mono::before{top:10px;width:13px;height:13px;margin-left:-6.5px}}
.office address{font-style:normal;font-size:1.15rem;line-height:1.6;margin-bottom:18px}
.hours{margin:20px 0 0;padding:20px 24px;background:#fff;border-radius:var(--r)}
.hours div{display:flex;justify-content:space-between;gap:16px;padding:10px 0;border-bottom:1px solid var(--line)}
.hours div:last-child{border-bottom:0}
.hours dt{font-weight:700}
.hours dd{margin:0;text-align:right}
.hours .eve dd{color:var(--cobalt);font-weight:700}

/* Request a call */
.form-split{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);gap:40px 64px;align-items:start}
.form{display:grid;gap:20px;padding:clamp(22px,4vw,40px);background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:0 18px 40px rgba(19,32,59,.07)}
.field{display:grid;gap:8px;min-width:0}
.field label,.field legend{font:700 1rem var(--head)}
.opt{font:400 .92rem var(--body);color:var(--ink-soft)}
input,select,textarea{width:100%;min-height:50px;padding:10px 14px;border:1.5px solid #8A9AB8;border-radius:12px;background:#fff;color:var(--ink);font:inherit}
input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid var(--cobalt);outline-offset:1px;border-color:var(--cobalt)}
fieldset.field{margin:0;padding:0;border:0}
fieldset.field legend{padding:0;margin-bottom:8px}
.choices{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.choice{display:flex;align-items:center;gap:10px;min-height:52px;padding:8px 14px;border:1.5px solid var(--line);border-radius:12px;font-weight:600;cursor:pointer}
.choice:hover{border-color:var(--cobalt)}
.choice input{width:20px;height:20px;min-height:0;margin:0;accent-color:var(--cobalt);flex:none}
.choice:has(input:checked){border-color:var(--cobalt);background:var(--sky)}
.note{margin:0;padding:14px 16px;border-radius:12px;background:var(--sky);font-size:.98rem}
.general{margin:0;font-size:.95rem;color:var(--ink-soft)}
.form .btn{justify-self:start;min-width:200px}
.next{list-style:none;margin:20px 0 32px;padding:0;counter-reset:n}
.next li{position:relative;padding:0 0 18px 52px;counter-increment:n}
.next li::before{content:counter(n);position:absolute;left:0;top:-2px;display:grid;place-items:center;width:36px;height:36px;border-radius:50%;background:var(--cobalt);color:#fff;font:800 1rem var(--head)}
.rather{padding:24px;border-radius:var(--r);background:var(--sky)}
.rather a.tel{display:inline-flex;align-items:center;min-height:44px;font:800 1.45rem var(--head);text-decoration:none}
@media (max-width:860px){.form-split{grid-template-columns:minmax(0,1fr)}}
@media (max-width:420px){.choices{grid-template-columns:minmax(0,1fr)}}

/* CTA band at the end of inner pages */
.cta-band{background:var(--cobalt);color:#fff;padding:clamp(48px,6vw,80px) 0}
.cta-band .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:24px 48px}
.cta-band h2{color:#fff;margin:0 0 8px}
.cta-band p{margin:0;color:#E4EBFB;max-width:56ch}
.cta-band .btn-pair{flex:1 1 360px}

/* Statement page */
.statement{max-width:800px}
.statement h2{font-size:1.5rem;margin-top:1.6em}
.statement ul{padding-left:1.2em}
.statement li{margin-bottom:.4em}

/* Footer */
.site-foot{background:var(--ink);color:var(--on-ink);padding:64px 0 28px;font-size:1rem}
.site-foot a{color:#fff}
.site-foot a:hover{color:var(--gold)}
.foot-grid{display:grid;grid-template-columns:minmax(0,1.5fr) repeat(3,minmax(0,1fr));gap:36px 40px}
.site-foot .brand{color:#fff;margin-bottom:14px}
.site-foot h2{color:#fff;font:800 .82rem var(--head);letter-spacing:.09em;text-transform:uppercase;margin:0 0 12px}
.site-foot ul{list-style:none;margin:0 0 22px;padding:0}
.site-foot li a,.foot-contact a{display:inline-flex;align-items:center;min-height:44px}
.site-foot address{font-style:normal}
.foot-base{display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px 32px;margin-top:40px;padding-top:22px;border-top:1px solid rgba(255,255,255,.16);font-size:.94rem}
.foot-base p{margin:0}
@media (max-width:960px){.foot-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.foot-grid{grid-template-columns:minmax(0,1fr)}}
.after-tag{margin-top:16px}
.lede.ink{color:var(--ink)}
.tight{margin:6px 0 0}
.brand-sub{display:block;font-size:.8em;font-weight:700;color:var(--ink-soft);letter-spacing:.01em}
.site-foot .brand-sub{color:var(--on-ink)}